The first answer is pretty complete. However, you can do banking in Canada if you have an account with an American subsidiary of a Canadian bank. You should be able to get a Canadian account set up that's linked to a US account . You only need your SSN # .I've had one for years. It's flawless and everything can be done over the internet. They give you a bank card which works at banks in both countries.Here's a link to the one I use:_http://www.rbcbankusa.com/cid-95406.html
Well...you can't work here without a permit. You'll have a hard time renting a place over the telephone, so your best bet would be to rent a room in one of those long-term apartment hotels. The price of the room/apartment will help you determine how much you'll need. A good rule of thumb is living expenses will be about twice as much as your rent/mortgage payments. So if you can rent one of these places for, say, $500/mo. (yeah...I'm dreaming, I know), then you're probably looking at about $1,000/mo. for your day-to-day living expenses. Of course, only you know your lifestyle. Montreal is quite a bit cheaper than my city (Toronto), but if you like to live well, you'll spend accordingly.You can legally only stay in Canada on a visitor's visa for six months. Since you're only planning to stay for three, that's not a problem. But you can't work, and you may have to show proof of funds upon entering Canada. Immigration officials may be worried you plan to work illegally.Personally, if I were trying to do something like this, I'd just act as though I was visiting for a short time (regardless of any long-terms plans I'd already arranged, such as a place to live for three months). I'd buy a changeable return ticket, and just "pretend" I was planning to leave on the date listed on the ticket...say...a few days after your arrival. I wouldn't do anything illegal. But I wouldn't openly admit that I was planning on staying for three months and/or that I had an apartment lined up. I really think that will set off too many red flags with immigration. With a changeable return ticket, you can just adjust it after you've successfully arrived at your destination. I think it'd be worth the extra money.You can't open a bank account without a Social Insurance Number. So you'll have to do all your banking some other way.But you aren't doing anything illegal by simply visiting Canada for three months, so long as you..well...don't do anything illegal, like working illegally, etc., etc.You'll need proper documentation. (Even if you plan to drive, you'll need a passport by June, so just go ahead and get a passport if you don't already have one.) Don't forget health insurance. Healthcare is free for Canadians, but of course it isn't for foreign visitors. Nobody plans to become ill or injured.Well, it sounds like a lot of fun, provided you can afford to be away and not working for three months. You'll learn some French, and have a memorable experience, that's for sure. Good luck!
-------------------------------------------------- Canada prime rate