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Today: 22.01.2018 - 14:02:30
   Canada Mortgage Hub Discussion Board -> Mortgage Calgary -> Can anyone recommend a good financial adviser in Calgary?
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oyhei

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Can anyone recommend a good financial adviser in Calgary?
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Post # 1.

pachn

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Congrats on being so close to paying out your mortgage.There are several solid brokers in the Calgary area. Visit www.customplanfinancial.com and you'll find a great list! Karl K, Ian McLean, and Sean Long are all GREAT advisors out there. I don't know if they do fee for service or not though.One important note as well. With companies like Customplan (or any other MGA/Broker), they have access to most of the companies on the market (including Sun Life). Dealing directly with a Sun Life agent (or anyone that works specifically for one company, like Co-operators, Investors Group, Manulife, RBC INsurance, etc), they will try to sell you a Sun Life product, whether it's the best on the market or not. Dealing with a broker, they will just try to sell you the product you want. They have no vested interested in any company, so they place business with the company that best suits the company. Please don't take this as me ragging on Sun Life. It just happens to be a company that was mentioned in the other answer and I have direct experience with them.PS anyone that offers any direct advice on here as to what you should or shouldn't be doing for a financial plan with the freed up cash flow should not be taken seriously. You've provided little details as to your full financial situation. Whether to max out RRSP's or a TFSA depends on many things like your age, financial goals and current income.
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nickz14

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I think the older brother of a high school classmate of mine works as a Financial Advisor at Freedom 55, his name is Paul Kelly and he loves Karaoke. I know the family and they are the best of the best, you couldn't ask for better people.I've also met an advisor from Sun Life Financial named Shirley Lawrence (www.sunlife.ca/shirley.lawrence). She seems quite nice and capable. I don't know how either charges for their advice.Personally, my amateur opinion would be to max out the TFSA particularly since unused allotments from previous years rollover so you can probably put quite a bit into the TFSA, just choose a TFSA that operates like a brokerage account where you can invest in securities. Until you've read a few books on investment, just put 80% of the portfolio into an indexed fund, perhaps the ETF VTI or SPY. That gives you participation in the market with broad diversification and the ability to benefit from market downturns simply by rebalancing the portfolio back to 20% money market 80% invested periodically and after major price changes whether up or down.Congratulations on paying off your mortgage.
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